SoFi: Mobile Banking App 2.169

Earn up to 4.50% on checking and savings accounts with SoFi.

Get up to $1000 in stock when you fund an active Invest account.

WHY DO OVER 5 MILLION MEMBERS LOVE SOFI?

• Earn more, save more, and maximize your money with SoFi Plus
• Track your finances effectively with SoFi Insights (formerly SoFi Relay)
• Receive direct deposit up to 2 days early
• Experience zero account fees and no fee overdraft coverage with SoFi Checking and Savings
• Save automatically, set savings goals, and stay organized with SoFi Vaults and Roundups

MORE WAYS TO INVEST ALL IN ONE PLACE

• Engage in active investing in stocks, ETFs, and more without commission
• Enjoy user-friendly options trading with no contract fees
• Invest in your favorite companies with as little as $5 using SoFi Fractional Shares (certain restrictions apply)
• Plan for retirement using SoFi's IRAs and other investment products
• Possibility to invest in upcoming IPOs before they become available to the general public (eligibility required)

SOFI INSIGHTS HELPS YOU GET YOUR FINANCES IN ORDER

• Manage all your accounts on one mobile dashboard
• Monitor your credit score free of charge
• Track your spending and develop a budget strategy
• Access personalized financial planning assistance to establish individualized goals
• Receive bill reminders from SoFi to avoid missing payments

SIGN UP FOR A CREDIT CARD THAT BRINGS YOU MORE

• Access your balance and pay your bills conveniently within the SoFi app
• Rest assured knowing that SoFi safeguards your personal information against fraud
• Make international purchases without additional fees
• Receive up to $1000 in complimentary cell phone insurance coverage
• Earn unlimited 2% cash back rewards

Support: Call (855) 456-SOFI (7634) or chat with us online at https://www.sofi.com/contact-us/

Website: https://www.sofi.com/

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*SoFi members with direct deposit can earn up to 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 4.50% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/2/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

†Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.

**Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.

***Overdraft Coverage is limited to $50 on debit card purchases only and is available to customers with monthly direct deposits of $1,000 or more. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.

****Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement.

^This World Elite Mastercard® Benefit comes with $1,000 in yearly coverage ($800 max per claim, 2 claims per year) should your cell phone get stolen or need certain repairs. Simply pay for your cell phone bill with your World Elite Mastercard to activate coverage. See 'Peace of Mind' section in your guide to benefits https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html for details or call 1-800-MASTERCARD.

^^See Rewards Details at https://www.sofi.com/card/rewards